News

The need for specialist office insurance
So, the typical office is a nice safe and secure place where nothing possibly can wrong? Sadly, that’s far from the truth. Office myths In our experience at Specialist4Business, many business people can instinctively see the risks inherent in some business. Shop floors, building sites, transport, they’re all examples of business environments...
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Insuring your hotel
Hotels vary hugely in size, style, facilities and comfort levels but all of them represent a typically large investment for their owners. Uncertainty Of course, everybody hopes that your hotel business will run smoothly and never face any serious problems. Unfortunately though, most of us realise that this is something we...
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Unsecured business finance
There is a record number of 5.5 million small and medium sized enterprises (SMEs) in the UK, says the Federation of Small Businesses (FSB) – and the number has been growing steading, with more than 2 million additional SMEs since the year 2000. The types of small and medium sized...
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Looking for builders’ insurance?
Many builders, whether they’re operating as sole traders or a small business, love the degree of freedom that can come with being your own boss in the building trade. Yes, it’s hard and often dirty work plus long hours but it also offers the chance to create something lasting as...
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The types of tradesmen insurance
If you’re wondering what tradesmen insurance covers, we hope you’ll find some of the following FAQs and answers useful. Why might I need tradesmen insurance? Tradesmen insurance cover exists in order to protect you against some of the unanticipated perils and associated costs that might hit you when you’re operating your...
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Types of Shop Insurance
A question we’re asked fairly regularly is “what exactly IS shop insurance?” So, we at Specialist4Business have put together the following quick overview to help you understand what might be in such cover and why it might be important to you. Flexibility The first thing we’d like to stress is the need...
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Overview of Business Insurance
Here is another in our series of “quick overview” blogs designed to help you put things such as business insurance into a business context. Businesses face risks Any business faces a variety of risks, many of which might have dire financial consequences should they come to pass. These risks can be categorised...
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Different insurance requirements for tradesmen
A good tradesman never blames his tools – but he might be forgiven for doing so if they are lost, damaged or stolen. UK tradesmen are currently facing what many call an “epidemic” of thefts of tools from vans, according to a report by the BBC on the 28th of...
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Business Insurance for retail shops
With online business now accounting for almost 18% of all retail sales in the UK, life is already difficult for the traditional shop. Protecting your retail business against the many risks and perils it faces remains as important as ever – and is likely to grow in importance as...
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